About David Thornton - Reverse Mortgage Lender in Winter Haven

I am a lifelong resident of Polk County and have served the Central Florida public for over 35 years. I am married and we have one beautiful daughter. She is a graduate of The University of Central Florida and is pursuing her CPA license. I love the outdoors and all the local sporting activities.

I understand how stressful and how many lives your mortgage process affects. I will personally handle your transaction from start to finish with integrity and transparency, updating you throughout the entire process. Rest assured, I am dedicated to providing world-class service and the very best products available in the mortgage industry.
You and your needs will always come first.

You are more than just a customer or client. You will be a friend and become part of the Element Funding family. We will always be there for you before and after your closing to answer any questions or concerns.

About Element Funding

Reverse mortgages are our niche and we are at the forefront of evolving reverse mortgages into the strategic tool they are now considered to be.

With a combined 85 years of experience, we take pride in moving the industry forward through advanced conversations on securing a better retirement by accessing housing wealth.

Our mission is to help clients achieve financial security and peace of mind so they can comfortably age in a home that’s suitable for their long-term needs.

Who We Are

Element Home Loans is an award-winning, multi-state residential mortgage lender currently licensed in 42 states. Element Home Loans focuses on assisting consumers in obtaining a residential loan that meets their needs while ensuring that they are receiving exemplary service throughout the process. Element Home Loans is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service, quality, or compliance. Our company operates on a platform of high standards, while always putting honesty, integrity, and ethics at the highest level of importance.